# Capabilities

Capabilities give you granular control over users' payment functionality while ensuring compliance with financial regulations and payment network requirements.

The `transfers` capability is automatically requested and enabled for all Moov accounts that meet minimum data requirements for account creation. Additional capability options are:

- **Wallet:** Store funds on the Moov platform
  
  - `wallet.balance`
- **Money transfer:** Move funds between cards for account funding, me-to-me, or P2P use cases
  
  - `money-transfer.pull-from-card`
  - `money-transfer.push-to-card`
- **Collect funds:** Pull customer payments via cards, digital wallets, or ACH
  
  - `collect-funds.ach`
  - `collect-funds.card-payments`
- **Send funds:** Push payouts via ACH, instant bank transfers (RTP), or card networks
  
  - `send-funds.ach`
  - `send-funds.instant-bank`
  - `send-funds.push-to-card`
- **Card issuing:** Issue and manage virtual prepaid cards
  
  - `card-issuing`

Read our [capability](/guides/accounts/capabilities/) documentation.