# Upload file

`POST /accounts/{accountID}/files`

API version: `v2026.07.00`. Send `X-Moov-Version: v2026.07.00` to get the behavior described here.

> AI agents: search and read all Moov docs with the docs MCP server at https://docs.moov.io/mcp (no API key). Setup: https://docs.moov.io/guides/developer-tools/mcp-ai/docs-mcp/index.md

Upload a file and link it to the specified Moov account. 

The maximum file size is 20MB. Each account is allowed a maximum of 50 files. Acceptable file types include csv, jpg, pdf, 
and png. 

To access this endpoint using an [access token](https://docs.moov.io/api/authentication/access-tokens/) 
you'll need to specify the `/accounts/{accountID}/files.write` scope.

## Parameters

| Name | In | Type | Required | Description |
| --- | --- | --- | --- | --- |
| `X-Moov-Version` | header | string |  | Set this header to v2026.07.00 to use the API described in this specification. When omitted, the server defaults to v2024.01.00, the earliest supported version, which may not match the behavior documented here. An unrecognized well-formed version uses the latest supported version that is not newer than the requested version, when one exists. For example, `v2026.08.00` uses `v2026.07.00`. A malformed value, such as `2022`, returns a `404` response. Values: `v2026.07.00`. |
| `accountID` | path | string | Yes |  |

## Request body

Content type: `multipart/form-data`

| Field | Type | Required | Description |
| --- | --- | --- | --- |
| `file` | string (binary) | Yes | The file to upload. Valid types are `csv`, `png`, `jpeg`, `pdf`. |
| `filePurpose` | string | Yes | The purpose of the file being uploaded. Values: `business_verification`, `representative_verification`, `individual_verification`, `merchant_underwriting`, `account_requirement`, `identity_verification`. |
| `metadata` | object |  | Additional metadata to be stored with the file. |
| `metadata.representative_id` | string (ID) |  | The representative ID that the file is for. Required when filePurpose is `representativeVerification`. |
| `metadata.comment` | string |  | Comments or notes about the file. |

## Response 200

The request completed successfully.

| Field | Type | Required | Description |
| --- | --- | --- | --- |
| `fileID` | string | Yes |  |
| `fileName` | string | Yes |  |
| `accountID` | string | Yes |  |
| `filePurpose` | string | Yes | The purpose of the file being uploaded. Values: `business_verification`, `representative_verification`, `individual_verification`, `merchant_underwriting`, `account_requirement`, `identity_verification`. |
| `fileStatus` | string | Yes | The file's status. Values: `pending`, `approved`, `rejected`. |
| `metadata` | string (json) | Yes |  |
| `decisionReason` | string |  |  |
| `fileSizeBytes` | integer | Yes |  |
| `createdOn` | string (date-time) | Yes |  |
| `updatedOn` | string (date-time) | Yes |  |

## Errors

| Status | Meaning |
| --- | --- |
| 400 | The server could not understand the request due to invalid syntax. |
| 401 | The request contained missing or expired authentication. |
| 403 | The user is not authorized to make the request. |
| 404 | The requested resource was not found. |
| 409 | The request conflicted with the current state of the target resource. |
| 422 | The request was well-formed, but the contents failed validation. Check the request for missing or invalid fields. |
| 429 | Request was refused due to rate limiting. |
| 500 | The request failed due to an unexpected error. |
| 504 | The request failed because a downstream service failed to respond. |

## Examples

### cURL

```bash
curl -X POST "https://api.moov.io/accounts/{accountID}/files" \
  -H "Authorization: Bearer {token}" \
  -H "X-Moov-Version: v2026.07.00" \
  -F "file=@/path/to/file" \
  -F "filePurpose=representative_verification" \
  -F 'metadata={}'
```

### Typescript (SDK)

```typescript
import { Moov } from "@moovio/sdk";
import { openAsBlob } from "node:fs";

const moov = new Moov({
  security: {
    username: "",
    password: "",
  },
});

async function run() {
  const result = await moov.files.upload({
    accountID: "221c30bd-2551-4ae4-9a14-07bf6599b728",
    fileUploadRequestMultiPart: {
      file: await openAsBlob("example.file"),
      filePurpose: "representative_verification",
    },
  });

  console.log(result);
}

run();
```

Full reference with SDK examples in every language: https://docs.moov.io/api/moov-accounts/files/post/
