# Create a wallet

`POST /accounts/{accountID}/wallets`

API version: `v2026.07.00`. Send `X-Moov-Version: v2026.07.00` to get the behavior described here.

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Create a new wallet for an account. You can specify optional attributes such as a display name and description to specify the intended use of the wallet. This will generate a new moov-wallet payment method.

Read our [Moov wallets guide](https://docs.moov.io/guides/sources/wallets/) to learn more.

To access this endpoint using an [access token](https://docs.moov.io/api/authentication/access-tokens/) 
you'll need to specify the `/accounts/{accountID}/wallets.write` scope.

## Parameters

| Name | In | Type | Required | Description |
| --- | --- | --- | --- | --- |
| `X-Moov-Version` | header | string |  | Set this header to v2026.07.00 to use the API described in this specification. When omitted, the server defaults to v2024.01.00, the earliest supported version, which may not match the behavior documented here. An unrecognized well-formed version uses the latest supported version that is not newer than the requested version, when one exists. For example, `v2026.08.00` uses `v2026.07.00`. A malformed value, such as `2022`, returns a `404` response. Values: `v2026.07.00`. |
| `accountID` | path | string | Yes | The Moov account ID the wallet belongs to. |

## Request body

Content type: `application/json`

| Field | Type | Required | Description |
| --- | --- | --- | --- |
| `name` | string | Yes | Name of the wallet. |
| `description` | string |  | Description of the wallet. |
| `metadata` | object |  | Free-form key-value pair list. Useful for storing information that is not captured elsewhere. |

Example:

```json
{
  "name": "My wallet",
  "description": "A general wallet used for my payments",
  "metadata": {
    "optional": "metadata"
  }
}
```

## Response 200

The request completed successfully.

| Field | Type | Required | Description |
| --- | --- | --- | --- |
| `walletID` | string | Yes |  |
| `availableBalance` | object | Yes |  |
| `availableBalance.currency` | string | Yes | A 3-letter ISO 4217 currency code. |
| `availableBalance.value` | integer (int64) | Yes | Quantity in the smallest unit of the specified currency. In USD this is cents, for example, $12.04 is 1204 and $0.99 is 99. |
| `availableBalance.valueDecimal` | string | Yes |  |
| `partnerAccountID` | string | Yes |  |
| `name` | string | Yes | Name of the wallet |
| `status` | string | Yes | Status of a wallet. - `active`: The wallet is available for use and has an enabled payment method. - `closed`: The wallet is no longer active and the corresponding payment method has been disabled. Values: `active`, `closed`. |
| `walletType` | string | Yes | Type of a wallet. - `default`: The system-generated wallet automatically created when an account is granted the wallet capability. - `general`: An additional, user-defined wallet created via API or Dashboard. - `card-issuing`: The system-generated wallet automatically created when an account is granted the card-issuing capability. Values: `default`, `general`, `card-issuing`. |
| `description` | string | Yes | Description of the wallet |
| `metadata` | object |  | Free-form key-value pair list. Useful for storing information that is not captured elsewhere. |
| `createdOn` | string (date-time) | Yes |  |
| `closedOn` | string (date-time) |  |  |

## Errors

| Status | Meaning |
| --- | --- |
| 400 | The server could not understand the request due to invalid syntax. |
| 401 | The request contained missing or expired authentication. |
| 403 | The user is not authorized to make the request. |
| 404 | The requested resource was not found. |
| 409 | The request conflicted with the current state of the target resource. |
| 422 | The request was well-formed, but the contents failed validation. Check the request for missing or invalid fields. |
| 429 | Request was refused due to rate limiting. |
| 500 | The request failed due to an unexpected error. |
| 504 | The request failed because a downstream service failed to respond. |

## Examples

### cURL

```bash
curl -X POST "https://api.moov.io/accounts/{accountID}/wallets" \
  -H "Authorization: Bearer {token}" \
  -H "X-Moov-Version: v2026.07.00" \
  -d '{
  "name": "My wallet",
  "description": "A general wallet used for my payments",
  "metadata": {
    "optional": "metadata"
  }
}'
```

### Typescript (SDK)

```typescript
import { Moov } from "@moovio/sdk";

const moov = new Moov({
  security: {
    username: "",
    password: "",
  },
});

async function run() {
  const result = await moov.wallets.create({
    accountID: "b4b3f37c-b73e-4271-b8ec-108a8593c9b9",
    createWallet: {
      name: "My wallet",
      description: "A general wallet used for my payments",
      metadata: {
        "optional": "metadata",
      },
    },
  });

  console.log(result);
}

run();
```

Full reference with SDK examples in every language: https://docs.moov.io/api/sources/wallets/create/