# Get merchant categories

`GET /issuing/merchant-categories`

API version: `v2026.10.00`. Send `X-Moov-Version: v2026.10.00` to get the behavior described here.

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List the predefined merchant category groups available for issued card spend controls, along with
the merchant category codes (MCCs) each group covers. Use these category names in an issued card's
`merchantCategoryRestrictions`.

To access this endpoint using an [access token](https://docs.moov.io/api/authentication/access-tokens/),
you'll need to specify the `/issued-cards.read` scope.

## Parameters

| Name | In | Type | Required | Description |
| --- | --- | --- | --- | --- |
| `X-Moov-Version` | header | string |  | Set this header to v2026.10.00 to use the API described in this specification. When omitted, the server defaults to v2024.01.00, the earliest supported version, which may not match the behavior documented here. An unrecognized well-formed version uses the latest supported version that is not newer than the requested version, when one exists. For example, `v2026.08.00` uses `v2026.07.00`. A malformed value, such as `2022`, returns a `404` response. Values: `v2026.10.00`. |

## Response 200

The request completed successfully.

| Field | Type | Required | Description |
| --- | --- | --- | --- |
| `merchantCategories` | array of object | Yes |  |
| `merchantCategories[].category` | string | Yes | The predefined category group. Values: `advertising`, `airlines`, `alcohol-and-bars`, `car-rental`, `education`, `electronics`, `fuel-and-gas`, `gambling`, `groceries`, `ground-transportation`, `hardware-and-home`, `healthcare`, `live-entertainment`, `lodging`, `movies`, `office-supplies`, `parking`, `personal-care`, `professional-services`, `restaurants-and-dining`, `retail-general`, `rideshare-and-taxis`, `software-and-saas`, `sports-and-recreation`, `subscriptions`, `travel-agencies`. |
| `merchantCategories[].mccs` | array of string | Yes | The merchant category codes (MCCs) covered by this category. Each entry is either a single 4-digit MCC, such as `4511`, or an inclusive range of MCCs, such as `3000-3299`. |

## Errors

| Status | Meaning |
| --- | --- |
| 401 | The request contained missing or expired authentication. |
| 403 | The user is not authorized to make the request. |
| 429 | Request was refused due to rate limiting. |
| 500 | The request failed due to an unexpected error. |
| 504 | The request failed because a downstream service failed to respond. |

## Examples

### cURL

```bash
curl -X GET "https://api.moov.io/issuing/merchant-categories" \
  -H "Authorization: Bearer {token}" \
  -H "X-Moov-Version: v2026.10.00"
```

### Typescript (SDK)

```typescript
import { Moov } from "@moovio/sdk";

const moov = new Moov({
  security: {
    username: "",
    password: "",
  },
});

async function run() {
  const result = await moov.cardIssuing.listMerchantCategories();

  console.log(result);
}

run();
```

Full reference with SDK examples in every language: https://docs.moov.io/api/v2026.10.00/money-movement/issuing/get-merchant-categories/