# Sweeps

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Use the API or the [Moov Dashboard](https://dashboard.moov.io/signin) to configure sweeps. A sweep automatically initiates daily transfers to external bank accounts on a set schedule. Enabling sweeps will either payout funds from a wallet or pull funds to cover fees and chargebacks.

You have the option to choose which payment method to use for processing sweeps - standard ACH, same-day ACH, instant bank credit, or RTP. While `instant-bank-credit` and `rtp-credit` both provide instant payments on the RTP rail, Moov strongly suggests using `instant-bank-credit`, which supports the RTP rail (FedNow support coming soon).

| Push payment method   | Receive funds by      |
|-----------------------|-----------------------|
| `ach-credit-same-day` | 6 pm ET               |
| `ach-credit-standard` | 10 am ET (next day)   |
| `instant-bank-credit` | Instant (RTP, FedNow) |
| `rtp-credit`          | Instant               |

Read our [sweeps](/guides/wallets/sweeps/index.md) documentation.