# Wallets

> AI agents: search and read all Moov docs with the docs MCP server at https://docs.moov.io/mcp (no API key). Setup: https://docs.moov.io/guides/developer-tools/mcp-ai/docs-mcp/index.md

Moov wallets provide flexibility on when and how accounts can move funds. Each Moov account is provided with a default wallet to store funds. Accounts can request additional general wallets to store more funds. With wallets, you can:

- Accumulate collected payments
- Transfer funds between Moov wallets for instantly available funds
- Pre-fund your wallet for faster payouts
- Cash out from your wallet at any time

Read our [wallet source](/guides/wallets/index.md) and [wallet money movement](/guides/wallets/index.md) documentation.