# Interchange qualification and passthrough fees

> AI agents: search and read all Moov docs with the docs MCP server at https://docs.moov.io/mcp (no API key). Setup: https://docs.moov.io/guides/developer-tools/mcp-ai/docs-mcp/index.md

* * *

## Interchange qualification

For greater transparency, `GET` and `LIST` transfer endpoint responses now include the `interchangeQualification` field under `cardDetails`, surfacing the card network program that determines the interchange rate.

## Passthrough network fees

Moov now provides additional granularity on the `moovFee` in the API. You can now view the various passthrough network fees charged once a transfer moves to a completed status. The `moovFee` will be broken out into three buckets:

- `interchange`
- `cardScheme`
- `moovProcessing`

You can read more about the breakdown of card processing fees in our [passthrough fees](/guides/billing/plan-options/index.md) guide.

