Moov Customers is used by PayGate as a service to ensure customers created by
Receiver pass Anit-Money Laundering (AML), Know Your Customer (KYC), and other checks required by the US Government.
To disable calls from PayGate to an Customers service set
CUSTOMERS_CALLS_DISABLED=yes. This should only be used when customers are verified outside of PayGate as skipping this step is a violation of federal law.
Customers performs searches against the OFAC list of entities which US businesses are blocked from doing business with. This list changes frequently with world politics and policies.
PayGate requires customers be in
OFAC or greater status from Customers in order for
Transfers to be accepted.g
By default PayGate will refresh a customer's OFAC search weekly to ensure they do not appear on the blocked entities list. To change this set
CUSTOMERS_OFAC_REFRESH_EVERY=30d when running PayGate.
Transfer objects can be created the user needs to accept various legal agreements. Having unaccepted disclaimers will result in
Transfer creation failing with an error message.