ACH addenda

You can now include a single ACH addenda record when creating transfers for supported SEC codes (CCD, PPD, WEB). This enables use cases like TXP addenda for tax payments, allowing compliant ACH credits for IRS and state tax agencies. Addenda data is validated against Nacha rules and safely masked in API responses to protect sensitive information.

View our documentation for more information.

Idempotency guidance

Previously, our guidance was to use a UUID v4 idempotency key in the X-Idempotency-Key header. Our current guidance is to use a deterministic idempotency key such as a unique ID from your system (up to 36 characters), or a UUID comprised of unique identifiers for the action. Moov now supports UUID v5.

Dashboard updates

• You can now select a product or create free-form line items when creating a transfer or payment link.
• Dropdowns and tooltips across the Dashboard are now native popovers and intelligently change their position to prevent colliding with viewport constraints.
• The payment links list now supports peek preview which gives you quick access to view details of each payment link without navigating away from the list. Toggle peek preview on and off by hitting the space key.