Granular capabilities

We've expanded our capabilities to make them available on a more granular level. For example, send-funds has been expanded with the following options:

• send-funds.ach
• send-funds.instant-bank
• send-funds.push-to-card

In addition to having more control over capabilities, this allows for a dynamic underwriting process. Accounts will only have to provide information relevant for the specific capabilities requested, resulting in faster verification and capability enablement.

View the capabilities guide for the full list of granular capabilities, and view the underwriting guide for additional information.

Merchant reference guide

We've published a merchant reference section on our support site. The merchant reference guide provides information for merchants outside the context of our main developer and product documentation. This section of our support site will be updated on a regular basis as we update and release new features.

Institutions endpoint

We've deprecated the /institutions/ach/search endpoint and it will be removed in a future release.

We've replaced the deprecated endpoint with the new /institutions endpoint. The new /institutions endpoint returns basic identifying metadata, including ACH, RTP, Wire, and FedNow payment support.

Dashboard navigation

We updated the ordering and presentation of the sidebar navigation in the Moov Dashboard. Payment links, Products, and Image library are now at the top level, and the account switcher has been redesigned, making it easier to differentiate test accounts from production accounts. Lastly, the user menu was also redesigned.

Bug fixes & updates

• Added support for a comma-separated list of statuses for query on pricing and fee endpoints
• Updated handling of dispute.updated webhook event in test mode for evidence handling
• Fixed an issue with the Android API linking to sandbox mode
• Fixed an issue with password manager auto-logins for the Dashboard
• Fixed payment validation issues within the Dashboard payment link form
• Added missing RTP option for sweeps in the Dashboard

Payout links

You can now send payout links and generate QR codes for payouts with the Dashboard and API. Payment links support the push to card, RTP credit, ACH credit same day, and ACH credit standard payment methods.

Navigate to Transfers > Payment links in the Dashboard to send a payout or accept a payment. Use the POST /accounts/{accountID}/payment-links endpoint to send a payout or accept a payment with the API.

View our payment links guide for more information.

Line items

A lineItems field has been added to the transfer and payment links APIs. Line items allow you to create items when initiating a transfer or payment link. Each item can specify a name, description, image, options, and price modifiers.

Visit the transfers API and payment links API for more details.

Coming soon: line items on receipts.

Products and images API

Create a product catalog with the products and images APIs. Give each product a title, base price, description, associated image, and additional options like price modifiers. You can map products to line items in transfers and payment links.

Visit the products guide & API and the images guide & API for more details.

.NET SDK (beta)

We've added a beta .NET SDK to our lineup. View the documentation, or visit our latest API version for examples.

Dashboard updates

In the payment link detail view, we've added the list of transfers created by payment links. This view can also be accessed from the main transfer details view.

Bug fixes

• Moov now explicitly blocks HSA cards from being eligible for push and pull transactions
• The terms of service field for POST /accounts was incorrectly listed as a oneOf and has been fixed with the proper nesting pattern
• The last four numbers of the card were missing from certain transaction memos
• In the Go SDK, Capability_NameWalletBalance has been updated to CapabilityName_WalletBalance
• Account metadata was not always appearing in the Dashboard
• Terms of service could not be accepted via the Dashboard hosted onboarding flow

Balances in the Dashboard

We've made some UI changes in the Dashboard. In the Dashboard sidebar, navigate to Balances to find your total available wallet balance, your default wallet, and any additional general wallets that have been created. Click on a wallet to view all wallet transactions.

moov.link

We've updated the Moov URL for payment links. When you generate a payment link code, the URL is now https://moov.link/p/{code}. The old URL, moov.money will automatically redirect to moov.link.

Bug fixes

We've fixed a number of bugs in the Dashboard:

• The secret key did not appear after creating an API key
• The clear (X) button was not clearing wallet transactions
• Sweep configs were not appearing in the settings
• Pending review underwriting task was not loading
• Verification documents were not showing on individual account verification review
• The incorrect month was appearing on billing statements
• verification-expired status was missing from instant bank verification

Additionally, we fixed a bug where bank accounts that have been disabled and re-enabled were unable to be verified.

Multiple wallets

You can now create multiple wallets for each Moov account. Moov will generate one default wallet per account, and now an additional 10 general wallets can be added to each account. Every wallet maintains its own independent balance and transaction history, giving you greater flexibility in fund management and reconciliation.

See our multiple wallets guide and API for more information.

Customer support in Dashboard

We previously announced our support tickets API. Customer support tickets are now available in the Dashboard. Users who are signed in to the Dashboard will be able to directly open an issue.

See the support ticket guide for more information.

API quarterly release

We've released API version 2025.07.00, which includes the following updates and features from the previous version of latest:

• Granular capabilities
• Dynamic underwriting
• Enriched industry taxonomies model
• Support tickets

Note - while some features are now available in our quarterly, stable API release, some features are still considered in beta.

When you visit Moov's API documentation, v2025.07.00 is now the main view. See our new version reference guide for the list of updates per API version.

Test cards

We've added more CVV and AVS verification test cases to the push & pull test cards. See the test mode guide for more information.

Bug fixes

• Fixed an issue where the support tickets list on an account wasn’t correctly paginated in the Dashboard
• Improved idempotency checks for Tap to Pay payments created via the Android and iOS SDKs
• Improved the display of "guest" accounts created via contactless Tap to Pay payments
• Enhanced some validation error responses

Merchant statements

Moov now provides monthly statements to help you understand and reconcile your merchant processing costs. Within your monthly statements you'll receive a summary of the following:

• Fee names
• Transaction processing fees for all rails
• Count of instances of the fee assessed
• Total fee amount assessed
• Network passthrough fees - card network fees
• Interchange report (cost-plus plans only)

See our API and documentation for more information.

API versioning

Use the new dropdown on our API docs to view different versions of Moov's API. Currently, you can view the following versions:

• v2025.04.00 (stable)
• Latest (beta)
• v2025.01.00
• v2024.01.00 (default)

For every request to the API, you can send a version header. Moov suggests v2025.04.00 for all new users. If no version is sent with your request, Moov will default to v2024.01.00.

Note, our API documentation previously displayed latest by default. If you are looking for endpoints or features which no longer appear in the side navigation, switch the dropdown to Latest (beta).

Dashboard transfer improvements

When creating a transfer, you can now search for an account by name, email, or account ID, as well as filter by type, capabilities, or capability status.

Additionally, you should notice a faster experience overall when creating a transfer in the Dashboard.

Drops improvements

We've improved autocompletion behavior and timing on firing field validation.

Bug fixes

• Fixed a bug where some domains were not being successfully added to the API key allow list
• Fixed a Dashboard bug where capability status badges were not selectable
• Improvements and bug fixes within the Dashboard UI

Passkey authorization

We've added the ability to use a passkey to log in to the Moov Dashboard through your browser, password manager, a phone or tablet, or a USB security key. Use the secure Sign in with passkey option on the Dashboard login screen.

Ruby SDK (beta)

We've added a Ruby SDK to our lineup. View the documentation on GitHub, or visit our SDK page. Note, the Ruby SDK is in beta.

Bug fixes

We've fixed a Dashboard bug with maximum character limits when submitting text based dispute evidence.

Connected account support tickets

Connected accounts can now open issues with Moov support. You can create a support ticket integration with our API, and coming soon, users who are signed in will be able to open an issue directly in the Dashboard.

For your connected accounts, you have the ability to:

• Allow a user to create an issue
• View issues
• Retrieve messages associated with issues
• Close issues

View our support ticket API and our documentation for more information.

RTP sweep support

Sweeps now support the rtp-credit push payment method, disbursing funds instantly. View the Sweeps API for details.

Bug fixes & updates

• Fixed a bug where an error screen would load while trying to view disputes
• Fixed a bug where the onboarding Drop showed a capability requirement for sole proprietorship that was not necessary
• Fixed pagination issues

Endpoint deprecation notice

We've recently created two new endpoints to replace existing ones. The following endpoints will be removed from our public documentation and will be fully deprecated in the future:

• /transfer-options
• /institutions/ach/search

Please switch to the following new endpoints:

• /accounts/{accountID}/transfer-options
• /institutions

Sweep transaction details

Coming soon in the Dashboard, the sweep transaction summary will show a chart of all wallet transaction types. You can select Amount or Count to see specific details.

Bug fixes

• Fixed a bug where incorrect customer support information was being shown to cardholders
• Fixed a bug where providing the monthly volume requirement moved the status to pending review instead of fulfilled

Payment link receipts

Payment links will now automatically create and send a receipt via email with every successful submission. Additionally, the payment link title is passed along in the transfer description and will appear on receipts.

Postal & CVV verification

We've updated test card data with postal and CVV codes which correspond to specific verification scenarios. You can now test linking cards with the following postal and CVV verification outcomes, depending on card brand: match, noMatch, notChecked, unavailable.

See the test mode guide for more information.

Transfer options endpoint

We've added a new transfer options endpoint - /accounts/{accountID}/transfer-options.

Bug fixes

• Fixed a bug on the onboarding links Dashboard view where the list would not scroll
• Fixed a bug in which submitting an empty country code was causing an error. Submitting an empty country code will default to the US country code.