Transfers

A transfer is the movement of money between Moov accounts, from source to destination. Provided you have linked a bank account which has been verified, you can initiate a transfer to another Moov account. For more context, read our transfers guide.

Create

Creates a transfer to move money from a source to a destination. The TRANSFERS_WRITE scope enum is required when making a request from the browser.

1

transfers.create(transfer, idempotencyKey)

Parameters

Name	Type	Description
transfer	TransferCreate	Subset of the Transfer object
idempotencyKey	`string`	Optional UUID to prevent duplicate transfers

Returns

Promise.<TransferResponse>

Examples

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const moov = new Moov(...);
try {
  const transfer = {
    source: { paymentMethodID: "..." },
    destination: { paymentMethodID: "..." },
    amount: {
      value: 3215, // $32.15
      currency: "USD"
    },
    facilitatorFee: {
      total: 8, // $0.08
    },
    description: "Yoga class"
  };
  const { transferID } = moov.transfers.create(transfer);
} catch (err) {
  // ...
}

List

Lists transfers that match the given criteria. The TRANSFERS_READ scope enum is required when making a request from the browser.

1

transfers.list(criteria)

Parameters

Name	Type	Description
criteria	TransferListCriteria	Optional properties by which to query and filter a transfer list

Returns

Promise.<Array.<Transfer>>

Examples

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const moov = new Moov(...);
try {
  const criteria = {
    accountIDs: ["...", "...", ...],
    status: "pending",
    startDateTime: new Date("1/1/2022").toISOString(), // inclusive
    endDateTime: new Date("2/1/2022").toISOString(), // exclusive
    count: 15,
    skip: 15, // start on page 2
  };
  const results = await moov.transfers.list(criteria);
} catch (err) {
  // ...
}

Get

Gets the details of a transfer. The TRANSFERS_READ scope enum is required when making a request from the browser.

1

transfers.get(transferID)

Parameters

Name	Type	Description
transferID	`string`	Transfer identifier

Returns

Promise.<Transfer>

Examples

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const moov = new Moov(...);
try {
  const transfer = await moov.transfers.get("...");
} catch (err) {
  // ...
}

UpdateMetadata

Update the metadata on a transfer. The TRANSFERS_WRITE scope enum is required when making a request from the browser.

1

transfers.updateMetadata(transferID, metadata)

Parameters

Name	Type	Description
transferID	`string`	Transfer identifier
metadata	`object`	Arbitrary key-value pairs

Returns

Promise.<Transfer>

Examples

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const moov = new Moov(...);
try {
  const transfer = await moov.transfers.updateMetadata(
    "...",
    { key: "value" }
  );
} catch (err) {
  // ...
}

GetTransferOptions

Gets the available payment options for a transfer. The TRANSFERS_READ scope enum is required when making a request from the browser.

1

transfers.getTransferOptions(transferOptionsCriteria)

Parameters

Name	Type	Description
transferOptionsCriteria	TransferOptionsCriteria	Criteria for available payment options

Returns

Promise.<AvailableTransferOptions>

Examples

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const moov = new Moov(...);
try {
  const options = moov.transfers.getTransferOptions({
    source: {
      accountID: "...",
      paymentMethodID: "..."
    },
    destination: {
      accountID: "...",
      paymentMethodID: "..."
    },
    amount: {
      value: 43350, // $433.50
      currency: "USD"
    }
  });
} catch (err) {
  // ...
}

Refund

Initiate a refund for a card transfer. The TRANSFERS_WRITE scope enum is required when making a request from the browser.

1

transfers.refund(transferID, idempotencyKey)

Parameters

Name	Type	Description
transferID	`string`	Transfer identifier
idempotencyKey	`string`	Optional UUID to prevent duplicate refunds

Returns

Promise.<TransferResponse>

Examples

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const moov = new Moov(...);
try {
  const { transferID } = moov.transfers.refund(
   "...",
   { amount: 200 } // omit if creating a refund for the full amount
 );
} catch (err) {
  // ...
}

ListRefunds

List refunds for a card transfer. The TRANSFERS_READ scope enum is required when making a request from the browser.

1

transfers.listRefunds(transferID)

Parameters

Name	Type	Description
transferID	`string`	Transfer identifier

Returns

Promise.<Array.<Refund>>

Examples

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const moov = new Moov(...);
try {
  const refunds = moov.transfers.listRefunds("...");
} catch (err) {
  // ...
}

GetRefund

Get details of a specific refund. The TRANSFERS_READ scope enum is required when making a request from the browser.

1

transfers.getRefund(transferID, refundID)

Parameters

Name	Type	Description
transferID	`string`	Transfer identifier
refundID	`string`	Refund identifier

Returns

Promise.<Refund>

Examples

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const moov = new Moov(...);
try {
  const refund = moov.transfers.getRefund("...");
} catch (err) {
  // ...
}

Types

CardDetails

Properties

Property	Type	Description
dynamicDescriptor	`string`	An optional override of the default card statement descriptor for a transfer. Accounts must be enabled by Moov to set this field.
transactionSource	`first-recurring`, `recurring`, `unscheduled`, `null`	Enum: [first-recurring recurring unscheduled] Describes how the card transaction was initiated

PaymentMethodAccount

High-level account information associated with a payment method.

Properties

Property	Type	Description
accountID	`string`	Payment method identifier
email	`string`	Email associated with the payment method
displayName	`string`	Display name associated with the payment method

BankAccount

Properties

Property	Type	Description
bankAccountID	`string`	Bank Account identifier
fingerprint	`string`	Fingerprint of the bank account
status	`new`, `verified`, `verificationFailed`, `pending`, `errored`	Bank account status
holderName	`string`	Name of the account holder
holderType	`individual`, `business`	Type of holder on a funding source
bankName	`string`	Name of the bank
bankAccountType	`checking`, `savings`, `loan`, `general-ledger`	The bank account type
routingNumber	`string`	Bank account routing number
lastFourAccountNumber	`string`	Last four digits of the bank account number

Wallet

Properties

Property	Type	Description
walletID	`string`	Wallet identifier

CardExpiration

Properties

Property	Type	Description
month	`string`	2 characters
year	`string`	2 characters

CardVerification

The results of submitting cardholder data to a card network for verification.

Properties

Property	Type	Description
cvv	`noMatch`, `match`, `notChecked`, `unavailable`	Card Verification Value status
addressLine1	`noMatch`, `match`, `notChecked`, `unavailable`	Address status
postalCode	`noMatch`, `match`, `notChecked`, `unavailable`	Postal code status

Card

Properties

Property	Type	Description
cardID	`string`	Card identifier
fingerprint	`string`	Fingerprint of the card
brand	`American Express`, `Discover`, `MasterCard`, `Visa`	Card brand
cardType	`debit`, `credit`, `prepaid`, `unknown`	Card type
lastFourCardNumber	`string`	Last four digits of the card number
bin	`string`	Bank Identification Number
expiration	CardExpiration	The card’s expiration date
holderName	`string`	The cardholder’s name
billingAddress	Address	The billing address associated with the card
cardVerification	CardVerification	The results of submitting cardholder data to a card network for verification

ACHCode

Models the reason for an ACH return or correction.

Properties

Property	Type	Description
code	`string`	Ach return code (for example, R01)
reason	`string`	The network’s reason for the return or correction (for example, insufficient funds)
description	`string`	Explanation of the return code and reason

ACHDetails

Properties

Property	Type	Description
status	`initiated`, `originated`, `corrected`, `returned`, `completed`	ACH rail status
traceNumber	`string`	Tracking number that can be used by payment recipient to trace the payment with their external financial institution
return	ACHCode	ACH return information per Nacha specification
correction	ACHCode	ACH notification of change information per Nacha specification

PaymentMethod

Properties

Property	Type	Description
paymentMethodID	`string`	Payment method identifier
paymentMethodType	`moov-wallet`, `ach-debit-fund`, `ach-debit-collect`, `ach-credit-standard`, `ach-credit-same-day`, `rtp-credit`, `card-payment`	Allowed payment method types
account	PaymentMethodAccount	Account information associated with the payment method
bankAccount	BankAccount	Optional bank account object when payment method type is one of `ach-debit-fund`, `ach-debit-collect`, `ach-credit-standard`, or `ach-credit-same-day`
card	Card	Optional card object when payment method type is one of `card-payment` or `apple-pay`
wallet	Wallet	Optional wallet object when payment method type is `moov-wallet`
achDetails	ACHDetails	Information about ACH transfers and status details
cardDetails	CardDetails	Statement descriptor and recurring flag for card payments

Amount

Properties

Property	Type	Description
value	`number`	Integer quantity in the smallest unit of the specified currency. In USD this is cents, so $12.04 is 1204 and $0.99 would be 99.
currency	`string`	3 letter ISO 4217 currency code

Refund

Properties

Property	Type	Description
refundID	`string`	Refund identifier
createdOn	`string`	Date-time the refund was created on
updatedOn	`string`	Date-time the refund was updated on
status	`created`, `pending`, `completed`, `failed`	Refund status
amount	Amount	Refund amount

Transfer

Properties

Property	Type	Description
transferID	`string`	Transfer identifier
createdAt	`string`	Deprecated (now createdOn)
createdOn	`string`	Date-time the transfer was created on
status	`created`, `pending`, `completed`, `failed`, `reversed`	Transfer status
source	PaymentMethod	`paymentMethodID` or `transferID`
destination	PaymentMethod	`paymentMethodID`
amount	Amount	Transfer amount
description	`string`	Transfer description (128 characters max)
metadata	`object`	Arbitrary key-value pairs
refundedAmount	Amount	The total refunded amount
refunds	Array.<Refund>	Array of refunds associated with the transfer
facilitatorFee	`object`	Total or markup fee
moovFee	`number`	Integer quantity of Moov fee in USD, so $0.11 would be 11
moovFeeDecimal	`string`	The precise fee charged - supports up to 9 decimals

TransferCreate

Properties

Property	Type	Description
source	PaymentMethod	`paymentMethodID` or `transferID`
destination	PaymentMethod	`paymentMethodID`
amount	Amount	Transfer amount represented by an integer value and its currency
facilitatorFee	`object`	Total or markup fee
description	`string`	Transfer description (128 characters max)
metadata	`object`	Arbitrary key-value pairs

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{
  "source": {
    "transferID": "ec7e1848-dc80-4ab0-8827-dd7fc0737b43",
    "paymentMethodID": "ec7e1848-dc80-4ab0-8827-dd7fc0737b43",
    "cardDetails": {}
  },
  "destination": {
    "paymentMethodID": "ec7e1848-dc80-4ab0-8827-dd7fc0737b43"
  },
  "amount": {
    "currency": "USD",
    "value": 1204
  },
  "facilitatorFee": {
    "total": 0,
  },
  "description": "Pay Instructor for May 15 Class",
  "metadata": {
    "property1": "string",
    "property2": "string"
  }
}

TransferResponse

Properties

Property	Type	Description
transferID	`string`	Transfer identifier

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{
  "transferID": "e23de6dd-5168-4e1d-894d-807fa691dc80"
}

TransferListCriteria

Properties

Property	Type	Description
accountIDs	`Array.<string>`	Optional list of account IDs to filter sources and destinations
status	`string`	Optional transfer status by which to filter the transfers
startDateTime	`string`	Optional date-time which inclusively filters all transfers created after this starting date-time
endDateTime	`string`	Optional date-time which exclusively filters all transfers created before this date-time
count	`number`	Optional parameter to limit the number of results in the query
skip	`number`	Optional number of items to offset before starting to collect the result set

TransferOptionsCriteria

Criteria for finding available payment types for a transfer.

Properties

Property	Type	Description
source	`object`	`accountID` or `paymentMethodID`
source.accountID	`string`	`accountID` associated with the transfer source
source.paymentMethodID	`string`	`paymentMethodID` associated with the transfer source
destination	`object`	`accountID` or `paymentMethodID`
destination.accountID	`string`	`accountID` associated with the transfer destination
destination.paymentMethodID	`string`	`paymentMethodID` associated with the transfer destination
amount	Amount	Transfer amount represented by an integer value and its currency

TransferOptions

Properties

Property	Type	Description
paymentMethodID	`string`	`paymentMethodID` associated with a transfer
paymentMethodType	`moov-wallet`, `ach-debit-fund`, `ach-debit-collect`, `ach-credit-standard`, `ach-credit-same-day`, `rtp-credit`, `card-payment`
wallet	Wallet	Populated when `paymentMethodType` is `moov-wallet`
bankAccount	BankAccount	Populated when `paymentMethodType` is one of the ACH or FTP variations
card	Card	Populated when `paymentMethodType` is `card-payment`

AvailableTransferOptions

Properties

Property	Type	Description
sourceOptions	Array.<TransferOptions>	Array of available payment methods for the source of a transfer
destinationOptions	Array.<TransferOptions>	Array of available payment methods for the destination of a transfer

Refund

Properties

Property	Type	Description
refundID	`string`	Refund identifier
createdOn	`string`	Date-time the refund was created on
updatedOn	`string`	Date-time the refund was updated on
status	`created`, `pending`, `completed`, `failed`	Refund status
amount	Amount	Refund amount

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