If an account’s wallet capability is disabled, the wallet’s transaction history will still be accessible through the Dashboard.
Bug fixes
Fixed a timeout issue on card payment reversals in test mode.
Fixed a timeout on listing wallet transactions when filtering by source ID.
Fixed a bug in the Dashboard where the last four numbers of Apple Pay payment methods were inconsistently displaying.
Fixed a bug in the Dashboard where account search criteria was removed when going from an account back to the list.
Fixed a bug in the Dashboard where the wrong account ID was copied from the destination transfer.
Card linking merchant parameter
Card linking merchant parameter
A new merchantAccountID parameter can be used to pass merchant information with the $0 authorization transaction Moov creates when a card is linked. While these $0 transactions don’t typically show on a statement, they can show up in a cardholder’s fraud alerts. If you don’t supply a merchantAccountID, your platform’s account information will be used.
The merchantAccountID can also signify which merchant the cardholder has consented to save their information, which allows you to save a card for future use.
There is a new dialog box when adding Apple Pay payment method details in the Dashboard.
Bug fixes
Fixed an issue with transfer list query parameters. When the reversed status is applied, the date range filters now work.
Fixed an issue with the View transfer link in the Dashboard.
Card re-verification
Card re-verification
You can now update the expiration date and address details for a card, as well as re-verify a card’s CVV, using Moov’s new Update card PATCH endpoint. With the new endpoint, when a CVV is provided, immediate re-verification is initiated. If no CVV is provided, the updated details are saved for the card’s next use.
Visit Moov’s Card payments documentation for more information.
A new way to refund
A new way to refund
Moov now provides the option to send a card reversal request. A reversal will either cancel a transfer or refund a transfer depending on the settlement status. If a transfer can be canceled, this reduces processing costs for the merchant and returns funds to cardholders quicker. Read more in our Reversals documentation.
Apple Pay
Payment methods for Apple Pay now include unique fingerprint detection, expiration date, and dynamic last four of the device-specific card number.
Micro-deposit update
Moov has updated the micro-deposit process. In addition to sending two micro-deposit credits, Moov initiates a debit to re-coup the credit amount. Each micro-deposit now has a range of up to .49¢.
Relaxed character restrictions
You have the ability to use more characters in account names, for example, characters like ñ are now accepted. The characters are converted before sending them off to certain payment rails with character restrictions. To see all accepted characters, you can view the name object in an individual’s profile in the create an account endpoint.
Bug fixes
An issue in the Payment methods Drop was resolved where the onResourceCreated event wasn’t firing when adding a bank account or card.
An issue with the way the foreignID and the created date was displayed in the business accounts’ Dashboard view has been corrected.
Faster ACH
Faster ACH
Moov can now approve accounts for default faster ACH processing. Faster ACH processing allows you to bypass the standard two-day debit hold period, kicking off the credit process soon after the transfer is initiated. Based on processing cutoff times, bank-to-bank and bank-to-wallet transfers can fully complete in one day. Faster ACH approved accounts will also have the ability to add the two-day hold period to a transfer if desired.
Account disconnect
You can now permanently disconnect accounts from your Moov account. This action does not delete the account or any associated data with the account. Disconnected accounts cannot be interacted with, and you will no longer be able to edit the profile, upload documents, or create new transfers or payment methods. Disconnected accounts will also no longer appear in your list views, however, you can still view them using a filter. When disconnecting accounts, please take note this action cannot be undone.
Dashboard enhancements
The Capabilities tab in the Moov Dashboard now shows when an account requires a review from Moov. In this scenario, capabilities will show as pending with no requirement errors.
Enhanced account search
Enhanced account search
We’ve optimized our account search endpoints to be exceedingly quick. You can search by term, status, account type, or any combination of the three to retrieve your account list in as little as half a second.
With broader search criteria, you will now be able to see more than just exact matches in your search results.
Bug fixes and improvements
There was a problem in the Dashboard where the “Review” button was not functional. We’ve updated the “Review” button so it should work for accounts with capability errors.
File upload Moov Drop
File upload Moov Drop
We shipped a pre-built UI component that allows users to upload important documents to their Moov account. With this Moov Drop, your users pass documents directly to Moov and you stay out of the flow of sensitive data collection.
Faster wallet transactions, secure file uploads in Moov.js
If you’re not already benefiting from wallet transactions, they make it easy to track all the money moving through your platform. You can use them to present detailed transaction history and for real-time reconciliation. See our wallet transactions guide to learn more.
File uploads in Moov.js
In addition to the Dashboard and Moov API, you can now upload files related to an account using Moov.js. This means you can stay out of the flow of sensitive documents and allow them to be passed directly from your user to Moov. To read more on file upload specifications, see our file uploading guide.
Business verification
We optimized our verification logic to improve business verification speed and consistency.
Transfer failure reasons
We’ve added transfer failure reasons to the Moov Dashboard for greater transparency and understanding for why a transfer did not succeed. See our transfer failures guide for more context on failure reasons.
Underwriting updates
Underwriting
As a part of our underwriting process, you can now provide underwriting data in the Moov Dashboard. When creating a new account via the Dashboard, you can input the required information depending on the capabilities the account needs. You can also edit these fields when viewing an account’s profile and clicking on transaction details.
Bug fixes
We resolved an issue that was causing some ACH transactions initiated during weekends to not complete as scheduled.
