List transfers
To use this endpoint from the browser, you’ll need to specify the
/accounts/{yourAccountID}/transfers.read scope when generating a token. The accountID included must be your accountID. You can find your accountID on the Business details page. When you run this request, you retrieve 200 transfers at a time. You can advance past a results set of 200 transfers by using the
skip parameter (for example, if you set skip= 10, you will see a results set of 200 transfers after the first 2000). If you are searching a high volume of transfers, the request will likely process very slowly. To achieve faster performance, restrict the data as much as you can by using the StartDateTime and EndDateTime parameters for a limited period of time. You can run multiple requests in smaller time window increments until you’ve retrieved all the transfers you need.
GET
/transfers
|
|
|
|
List of transfers.
[
{
"amount": {
"currency": "USD",
"value": 1204
},
"createdOn": "2023-09-09T09:32:22Z",
"description": "Pay Instructor for May 15 Class",
"destination": {
"account": {
"accountID": "7c99ddb3-a4f1-4474-97b7-6d8fa07baa07",
"displayName": "Jules Jackson",
"email": "jules.jackson@example.com"
},
"paymentMethodID": "8485a2ce-c9b0-4d49-bfa1-60e88a79ce31",
"paymentMethodType": "moov-wallet",
"wallet": {
"walletID": "5f8549fb-eb23-4879-b8dd-138f848e8cd5"
}
},
"facilitatorFee": {
"markup": 25,
"markupDecimal": "0.249",
"total": 25,
"totalDecimal": "0.249"
},
"groupID": "20ea7cd5-e44c-4b30-99a7-8ec3a8d99dfe",
"metadata": {
"property1": "string",
"property2": "string"
},
"source": {
"account": {
"accountID": "3dfff852-927d-47e8-822c-2fffc57ff6b9",
"displayName": "Whole Body Fitness",
"email": "info@wholebodyfitness.com"
},
"achDetails": {
"companyEntryDescription": "Payment",
"debitHoldPeriod": "2-days",
"initiatedOn": "2023-09-09T09:33:25Z",
"originatingCompanyName": "Whole Body Fit",
"secCode": "WEB",
"status": "initiated",
"traceNumber": "124782618117"
},
"bankAccount": {
"bankAccountID": "1c4295fb-b4cd-42a0-8631-79354fba5ffc",
"bankAccountType": "checking",
"bankName": "Chase Bank",
"fingerprint": "9948962d92a1ce40c9f918cd9ece3a22bde62fb325a2f1fe2e833969de672ba3",
"holderName": "Whole Body Fitness",
"holderType": "business",
"lastFourAccountNumber": "7000",
"routingNumber": "599399015",
"status": "verified"
},
"paymentMethodID": "2b42ad2a-7586-4e55-a268-10d585186c27",
"paymentMethodType": "ach-debit-fund"
},
"status": "pending",
"transferID": "25d0d56e-334e-4aa9-adba-54f0b85d4f82"
},
{
"amount": {
"currency": "USD",
"value": 2500
},
"completedOn": "2023-09-10T18:23:56Z",
"createdOn": "2023-09-09T14:15:22Z",
"description": "Collect monthly gym membership dues",
"destination": {
"account": {
"accountID": "3dfff852-927d-47e8-822c-2fffc57ff6b9",
"displayName": "Whole Body Fitness",
"email": "amanda@classbooker.dev"
},
"paymentMethodID": "1ae0833b-dd11-4737-9671-fefc7863a3b4",
"paymentMethodType": "moov-wallet",
"wallet": {
"walletID": "81fa4538-8e10-4499-9efd-c455863dae3e"
}
},
"facilitatorFee": {
"markup": 25,
"markupDecimal": "0.249",
"total": 127,
"totalDecimal": "1.265"
},
"groupID": "e17b4be0-6979-4764-b0dc-9487f8fb3ef4",
"moovFee": 102,
"moovFeeDecimal": "1.02",
"refundedAmount": {
"currency": "USD",
"value": 2500
},
"refunds": [
{
"amount": {
"currency": "USD",
"value": 2500
},
"cardDetails": {
"completedOn": "2023-09-14T15:20:44Z",
"confirmedOn": "2023-09-13T08:16:45Z",
"initiatedOn": "2023-09-13T08:15:22Z",
"settledOn": "2023-09-14T15:15:40Z",
"status": "completed"
},
"createdOn": "2023-09-13T08:15:22Z",
"refundID": "d4963079-5b35-4d17-981e-8f851753f786",
"status": "completed",
"updatedOn": "2023-09-14T15:20:44Z"
}
],
"source": {
"account": {
"accountID": "4ac701aa-1d5d-4d6c-9319-e9de8a44f17d",
"displayName": "Natalie Sharp",
"email": "natalie@example.com"
},
"card": {
"billingAddress": {
"addressLine1": "123 Main Street",
"addressLine2": "Apt 302",
"city": "Boulder",
"country": "US",
"postalCode": "80301",
"stateOrProvince": "CO"
},
"brand": "Visa",
"cardID": "4e73fb4c-dc75-4be3-bd5d-7d578db12007",
"cardType": "debit",
"cardVerification": {
"addressLine1": "match",
"cvv": "match",
"postalCode": "match"
},
"expiration": {
"month": "01",
"year": "25"
},
"fingerprint": "9948962d92a1ce40c9f918cd9ece3a22bde62fb325a2f1fe2e833969de672ba3",
"holderName": "Natalie Sharp",
"issuer": "GRINGOTTS BANK",
"issuerCountry": "US",
"lastFourCardNumber": "1234"
},
"cardDetails": {
"completedOn": "2023-10-31T14:15:45Z",
"confirmedOn": "2023-10-30T13:13:52Z",
"dynamicDescriptor": "WhlBdy *Yoga 11-12",
"feeProgram": "Visa Signature and Visa Infinite (Spend not-qualified) Product 1",
"initiatedOn": "2023-10-30T11:15:22Z",
"settledOn": "2023-10-31T14:11:20Z",
"status": "completed",
"transactionSource": "first-recurring"
},
"paymentMethodID": "9555d9b8-d1cf-4b71-8f0d-006397e0ec46",
"paymentMethodType": "card-payment"
},
"status": "completed",
"transferID": "e72b3a0d-fcb4-417c-93c3-4a34f242ae52"
},
{
"amount": {
"currency": "USD",
"value": 1204
},
"createdOn": "2023-09-09T09:32:22Z",
"status": "failed",
"transferID": "25d0d56e-334e-4aa9-adba-54f0b85d4f82"
}
]Request was refused due to rate limiting.
Response headers
Retry-After
number
Query parameters
accountIDs
string
Optional, comma-separated account IDs in which the response is filtered based on whether the account ID is the source or destination.
status
string
Optional parameter for filtering transfers by status.
Possible values:
created,
pending,
completed,
failed,
reversed,
queued,
canceled
startDateTime
string
<RFC-3339>
Optional date-time which inclusively filters all transfers created after this date-time.
endDateTime
string
<RFC-3339>
Optional date-time which exclusively filters all transfers created before this date-time.
groupID
string
Optional ID to filter for transfers in the same group.
count
integer
Optional parameter to limit the number of results in the query.
Default:
200skip
integer
The number of items to offset before starting to collect the result set.
refunded
boolean
Optional parameter to only return refunded transfers.
disputed
boolean
Optional parameter to only return disputed transfers.
Response
application/json
amount
object
An integer value representing money in a specific currency.
Show child attributes
currency
string
<=3 characters
Pattern
A 3-letter ISO 4217 currency code.
value
integer<int64>
Quantity in the smallest unit of the specified currency. In USD this is cents, for example, $12.04 is 1204 and $0.99 is 99.
completedOn
string<date-time>
<=24 characters
createdOn
string<date-time>
<=24 characters
description
string
<=128 characters
A description of the transfer.
destination
object
Show child attributes
account
object
required
Show child attributes
accountID
string<uuid>
<=36 characters
required
ID of account.
displayName
string
<=64 characters
required
string<email>
<=255 characters
required
Pattern
Email address.
paymentMethodID
string<uuid>
<=36 characters
required
UUID v4
paymentMethodType
string<enum>
required
The payment method type that represents a payment rail and directionality
Possible values:
moov-wallet,
ach-debit-fund,
ach-debit-collect,
ach-credit-standard,
ach-credit-same-day,
rtp-credit,
card-payment,
apple-pay,
push-to-card,
pull-from-card
achDetails
object
ACH specific details about the transaction.
Show child attributes
status
string<enum>
required
Status of the ACH lifecycle.
Possible values:
initiated,
originated,
corrected,
returned,
completed
traceNumber
string
<=15 characters
required
companyEntryDescription
string
[4 to 10] characters
An optional override of the default NACHA company entry description for a transfer.
completedOn
string<date-time>
<=24 characters
correctedOn
string<date-time>
<=24 characters
correction
object
Show child attributes
code
string
description
string
reason
string
debitHoldPeriod
string<enum><enum>
An optional override of your default ACH hold period in banking days. The hold period must be longer than or equal to your default setting.
Possible values:
no-hold,
1-day,
2-days
initiatedOn
string<date-time>
<=24 characters
originatedOn
string<date-time>
<=24 characters
originatingCompanyName
string
[4 to 16] characters
An optional override of the default NACHA company name for a transfer.
return
object
Show child attributes
code
string
description
string
reason
string
returnedOn
string<date-time>
<=24 characters
secCode
string<enum>
Code used to identify the ACH authorization method.
Possible values:
WEB,
PPD,
CCD,
TEL
applePay
object
Describes an Apple Pay token on a Moov account.
Show child attributes
brand
string<enum>
The card brand.
Possible values:
American Express,
Discover,
Mastercard,
Visa
cardDisplayName
string
User-friendly name of the tokenized card returned by Apple.
It usually contains the brand and the last four digits of the underlying card for example, “Visa 1256”.
There is no standard format.
cardType
string<enum>
The type of the card.
Possible values:
debit,
credit,
prepaid,
unknown
dynamicLastFour
string
The last four digits of the Apple Pay token, which may differ from the tokenized card’s last four digits
expiration
object
The expiration date of the card or token.
Show child attributes
month
string
2 characters
year
string
2 characters
fingerprint
string
<=100 characters
Uniquely identifies a linked payment card or token.
For Apple Pay, the fingerprint is based on the tokenized card number and may vary based on the user’s device.
This field can be used to identify specific payment methods across multiple accounts on your platform.
bankAccount
object
Describes a bank account on a Moov account.
Show child attributes
bankAccountID
string<uuid>
<=36 characters
UUID v4
bankAccountType
string<enum>
The bank account type.
Possible values:
checking,
savings,
general-ledger,
loan
bankName
string
exceptionDetails
object
Reason for, and details related to, an
errored or verificationFailed bank account status.
Show child attributes
achReturnCode
string<enum>
The return code of an ACH transaction that caused the bank account status to change.
Codes:
- R02 - Account Closed
- R03 - No Account/Unable to Locate Account
- R04 - Invalid Account Number
- R05 - Improper Debit to Consumer Account
- R07 - Authorization Revoked by Customer
- R08 - Payment Stopped
- R10 - Customer Advises Originator is Not Known or Authorized to Receiver and
- R11 - Customer Advises Entry Not in Accordance with the Terms of the Authorization
- R12 - Branch Sold to Another DFI
- R13 - RDFI not qualified to participate
- R14 - Representative payee deceased or unable to continue in that capacity
- R15 - Beneficiary or bank account holder
- R16 - Bank account frozen
- R17 - Entry with Invalid Account Number Initiated Under Questionable Circumstances
- R20 - Non-payment bank account
- R23 - Credit entry refused by receiver
- R29 - Corporate customer advises not authorized
- R34 - Limited participation RDFI
- R38 - Stop Payment on Source Document (Adjustment Entry)
- R39 - Improper Source Document
Possible values:
R02,
R03,
R04,
R05,
R07,
R08,
R10,
R11,
R12,
R13,
R14,
R15,
R16,
R17,
R20,
R23,
R29,
R34,
R38,
R39
description
string
Details related to an
errored or verificationFailed bank account status.
rtpRejectionCode
string<enum>
The rejection code of an RTP transaction that caused the bank account status to change.
Codes:
- AC03 - Account Invalid
- AC04 - Account Closed
- AC06 - Account Blocked
- AC14 - Creditor Account Type Invalid
- AG01 - Transactions Forbidden On Account
- AG03 - Transaction Type Not Supported
- MD07 - Customer Deceased
Possible values:
AC03,
AC04,
AC06,
AC14,
AG01,
AG03,
MD07
fingerprint
string
<=100 characters
Once the bank account is linked, we don’t reveal the full bank account number. The fingerprint acts as a way to identify whether two linked bank accounts are the same.
holderName
string
holderType
string<enum>
The type of holder on a funding source.
Possible values:
individual,
business
lastFourAccountNumber
string
paymentMethods
array
Includes any payment methods generated for a newly created bank account, removing the need to call the List Payment Methods endpoint following a successful Create BankAccount request.
NOTE: This field is only populated for Create BankAccount requests made with the X-Wait-For header.
Show child attributes
paymentMethodID
string<uuid>
<=36 characters
UUID v4
paymentMethodType
string<enum>
The payment method type that represents a payment rail and directionality
Possible values:
moov-wallet,
ach-debit-fund,
ach-debit-collect,
ach-credit-standard,
ach-credit-same-day,
rtp-credit,
card-payment,
apple-pay,
push-to-card,
pull-from-card
routingNumber
string
status
string<enum>
The bank account status.
Possible values:
new,
verified,
verificationFailed,
pending,
errored
statusReason
string<enum>
The reason the bank account status changed to the current value.
Possible values:
bank-account-created,
verification-initiated,
micro-deposit-attempts-exceeded,
micro-deposit-expired,
max-verification-failures,
verification-attempts-exceeded,
verification-expired,
verification-successful,
ach-debit-return,
ach-credit-return,
rtp-credit-failure,
micro-deposit-return,
admin-action,
other
updatedOn
string<date-time>
<=24 characters
card
object
Describes a card on a Moov account.
Show child attributes
billingAddress
object
Show child attributes
addressLine1
string
<=60 characters
required
city
string
<=24 characters
required
country
string
<=2 characters
required
postalCode
string
<=5 characters
required
stateOrProvince
string
<=2 characters
required
addressLine2
string
<=32 characters
bin
string
The first six to eight digits of the card number, which identifies the financial institution that issued the card.
brand
string
The card brand.
Possible values:
American Express,
Discover,
Mastercard,
Visa
cardAccountUpdater
object
The results of the most recent card update request.
Show child attributes
updateType
string<enum>
The results of the card update request.
Possible values:
unspecified,
account-closed,
contact-cardholder,
expiration-update,
no-change,
no-match,
number-update
updatedOn
string<date-time>
<=24 characters
cardCategory
string
The category or level of the card defined by the issuer. Examples include, but not limited to “REWARDS”, “TRADITIONAL REWARDS”, “CLASSIC”, and “CORPORATE PURCHASING”.
cardID
string<uuid>
<=36 characters
UUID v4
cardOnFile
boolean
Indicates cardholder has authorized card to be stored for future payments.
cardType
string<enum>
The type of the card.
Possible values:
debit,
credit,
prepaid,
unknown
cardVerification
object
The results of submitting cardholder data to a card network for verification.
Show child attributes
accountName
object
The results of submitting cardholder name to a card network for verification.
Show child attributes
firstName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
fullName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
lastName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
middleName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
addressLine1
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
cvv
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
postalCode
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
commercial
boolean
If true, the card is for commercial use, or associated with a business. If false, the card is associated with a general consumer.
domesticPullFromCard
string
Indicates if the card supports domestic pull-from-card transfer.
Possible values:
not-supported,
supported,
unknown
domesticPushToCard
string
Indicates which level of domestic push-to-card transfer is supported by the card, if any.
Possible values:
not-supported,
standard,
fast-funds,
unknown
expiration
object
The expiration date of the card or token.
Show child attributes
month
string
2 characters
year
string
2 characters
fingerprint
string
<=100 characters
Uniquely identifies a linked payment card or token.
For Apple Pay, the fingerprint is based on the tokenized card number and may vary based on the user’s device.
This field can be used to identify specific payment methods across multiple accounts on your platform.
holderName
string
The name of the cardholder as it appears on the card.
issuer
string
Financial institution that issued the card.
issuerCountry
string
Country where the card was issued.
issuerPhone
string
Phone number of the issuer.
issuerURL
string
URL of the issuer.
lastFourCardNumber
string
Last four digits of the card number
merchantAccountID
string<uuid>
ID of the Moov account acting as a merchant or other entity authorized to store the card.
Defaults to your platform account ID if cardOnFile is set to true and no other account is provided.
paymentMethods
array
Includes any payment methods generated for a newly linked card, removing the need to call the List Payment Methods endpoint following a successful Link Card request.
NOTE: This field is only populated for Link Card requests made with the X-Wait-For header.
Show child attributes
paymentMethodID
string<uuid>
<=36 characters
UUID v4
paymentMethodType
string<enum>
The payment method type that represents a payment rail and directionality
Possible values:
moov-wallet,
ach-debit-fund,
ach-debit-collect,
ach-credit-standard,
ach-credit-same-day,
rtp-credit,
card-payment,
apple-pay,
push-to-card,
pull-from-card
regulated
boolean
If true, the card issuing bank is regulated, and the scheme fees for debit transactions will be limited based on the Durbin Amendment. If false, the card issuing bank is not regulated, and the scheme fees will not be limited.
cardDetails
object
Card-specific details about the transaction.
Show child attributes
status
string<enum>
required
Status for card payment lifecycle.
Possible values:
initiated,
confirmed,
canceled,
settled,
failed,
completed
canceledOn
string<date-time>
<=24 characters
completedOn
string<date-time>
<=24 characters
confirmedOn
string<date-time>
<=24 characters
dynamicDescriptor
string
[4 to 22] characters
An optional override of the default card statement descriptor for a transfer. Accounts must be enabled by Moov to set this field.
failedOn
string<date-time>
<=24 characters
failureCode
string<enum>
Possible values:
call-issuer,
do-not-honor,
processing-error,
invalid-transaction,
invalid-amount,
no-such-issuer,
reenter-transaction,
cvv-mismatch,
lost-or-stolen,
insufficient-funds,
invalid-card-number,
invalid-merchant,
expired-card,
incorrect-pin,
transaction-not-allowed,
suspected-fraud,
amount-limit-exceeded,
velocity-limit-exceeded,
revocation-of-authorization,
card-not-activated,
issuer-not-available,
could-not-route,
cardholder-account-closed,
unknown-issue,
duplicate-transaction
feeProgram
string
The program assigned by the card network that determines the interchange rate for the transfer.
initiatedOn
string<date-time>
<=24 characters
interchangeQualification
string
deprecated
DEPRECATED - The program assigned by the card network that determines the interchange rate for the transfer.
settledOn
string<date-time>
<=24 characters
transactionSource
string<enum>
Specifies the nature and initiator of a transaction. Crucial for recurring and merchant-initiated transactions as per card scheme rules. Omit for customer-initiated e-commerce transactions.
first-recurring: Initial transaction in a recurring series or saving a card for future merchant-initiated chargesrecurring: Regular, merchant-initiated scheduled transactionsunscheduled: Non-regular, merchant-initiated transactions like account top-ups
Possible values:
first-recurring,
recurring,
unscheduled
rtpDetails
object
RTP specific details about the transaction.
Show child attributes
status
string<enum>
required
Status of the RTP lifecycle.
Possible values:
initiated,
completed,
failed,
accepted-without-posting
acceptedWithoutPostingOn
string<date-time>
<=24 characters
completedOn
string<date-time>
<=24 characters
failedOn
string<date-time>
<=24 characters
failureCode
string<enum>
Status codes for RTP failures.
Possible values:
processing-error,
invalid-account,
account-closed,
account-blocked,
invalid-field,
transaction-not-supported,
limit-exceeded,
invalid-amount,
customer-deceased,
other
initiatedOn
string<date-time>
<=24 characters
networkResponseCode
string
Code returned by rail network on failure.
wallet
object
A Moov wallet to store funds for transfers.
Show child attributes
walletID
string<uuid>
<=36 characters
UUID v4
disputedAmount
object
The total disputed amount for a card transfer.
An integer value representing money in a specific currency.
Show child attributes
currency
string
<=3 characters
Pattern
A 3-letter ISO 4217 currency code.
value
integer<int64>
Quantity in the smallest unit of the specified currency. In USD this is cents, for example, $12.04 is 1204 and $0.99 is 99.
disputes
array
A list of disputes for a card transfer.
Show child attributes
amount
object
An integer value representing money in a specific currency.
Show child attributes
currency
string
<=3 characters
Pattern
A 3-letter ISO 4217 currency code.
value
integer<int64>
Quantity in the smallest unit of the specified currency. In USD this is cents, for example, $12.04 is 1204 and $0.99 is 99.
createdOn
string<date-time>
<=24 characters
disputeID
string<uuid>
<=36 characters
UUID v4
facilitatorFee
object
Fee you charged your customer for the transfer.
Show child attributes
total
integer<int64>
required
Total facilitator fee in cents.
totalDecimal
string
required
Same as
total, but a decimal-formatted numerical string that represents up to 9 decimal place precision.
A decimal-formatted numerical string that represents up to 9 decimal place precision.
markup
integer<int64>
Markup facilitator fee in cents.
markupDecimal
string
Same as
markup, but a decimal-formatted numerical string that represents up to 9 decimal place precision.
A decimal-formatted numerical string that represents up to 9 decimal place precision.
failureReason
string<enum>
Reason for a transfer’s failure.
Possible values:
source-payment-error,
destination-payment-error,
wallet-insufficient-funds,
rejected-high-risk,
processing-error
groupID
string<uuid>
<=36 characters
UUID v4
metadata
object
Free-form key-value pair list. Useful for storing information that is not captured elsewhere.
moovFee
integer<int64>
Fees charged to your platform account for transfers.
moovFeeDecimal
string
Same as
moovFee, but a decimal-formatted numerical string that represents up to 9 decimal place precision.
moovFeeDetails
object
Processing and pass-through costs that add up to the moovFee.
Show child attributes
moovProcessing
string
required
Moov processing fee. String type represents dollars with up to 9 decimal place precision.
cardScheme
string
Card scheme fees accrued during authorization and settlement. String type represents dollars with up to 9 decimal place precision.
discount
string
Network discount fee for American Express. String type represents dollars with up to 9 decimal place precision.
interchange
string
Network interchange fee for Visa, Mastercard, or Discover. String type represents dollars with up to 9 decimal place precision.
occurrenceID
string<uuid>
<=36 characters
UUID v4
refundedAmount
object
The total refunded amount for a card transfer, representing one refunded amount, or multiple partial refunded amounts. Contains an integer value and its currency. See the
refunds array for additional details.
An integer value representing money in a specific currency.
Show child attributes
currency
string
<=3 characters
Pattern
A 3-letter ISO 4217 currency code.
value
integer<int64>
Quantity in the smallest unit of the specified currency. In USD this is cents, for example, $12.04 is 1204 and $0.99 is 99.
refunds
array
A list of refunds for a card transfer.
Show child attributes
amount
object
An integer value representing money in a specific currency.
Show child attributes
currency
string
<=3 characters
Pattern
A 3-letter ISO 4217 currency code.
value
integer<int64>
Quantity in the smallest unit of the specified currency. In USD this is cents, for example, $12.04 is 1204 and $0.99 is 99.
cardDetails
object
Show child attributes
status
string<enum>
required
Status of the refund.
Possible values:
initiated,
confirmed,
settled,
failed,
completed
completedOn
string<date-time>
<=24 characters
confirmedOn
string<date-time>
<=24 characters
failedOn
string<date-time>
<=24 characters
failureCode
string<enum>
Possible values:
call-issuer,
do-not-honor,
processing-error,
invalid-transaction,
invalid-amount,
no-such-issuer,
reenter-transaction,
cvv-mismatch,
lost-or-stolen,
insufficient-funds,
invalid-card-number,
invalid-merchant,
expired-card,
incorrect-pin,
transaction-not-allowed,
suspected-fraud,
amount-limit-exceeded,
velocity-limit-exceeded,
revocation-of-authorization,
card-not-activated,
issuer-not-available,
could-not-route,
cardholder-account-closed,
unknown-issue,
duplicate-transaction
initiatedOn
string<date-time>
<=24 characters
settledOn
string<date-time>
<=24 characters
createdOn
string<date-time>
<=24 characters
refundID
string<uuid>
<=36 characters
UUID v4
status
string<enum>
Possible values:
created,
pending,
completed,
failed
updatedOn
string<date-time>
<=24 characters
scheduleID
string<uuid>
<=36 characters
UUID v4
source
object
Show child attributes
account
object
required
Show child attributes
accountID
string<uuid>
<=36 characters
required
ID of account.
displayName
string
<=64 characters
required
string<email>
<=255 characters
required
Pattern
Email address.
paymentMethodID
string<uuid>
<=36 characters
required
UUID v4
paymentMethodType
string<enum>
required
The payment method type that represents a payment rail and directionality
Possible values:
moov-wallet,
ach-debit-fund,
ach-debit-collect,
ach-credit-standard,
ach-credit-same-day,
rtp-credit,
card-payment,
apple-pay,
push-to-card,
pull-from-card
achDetails
object
ACH specific details about the transaction.
Show child attributes
companyEntryDescription
string
[4 to 10] characters
An optional override of the default NACHA company entry description for a transfer.
completedOn
string<date-time>
<=24 characters
correctedOn
string<date-time>
<=24 characters
correction
object
Show child attributes
code
string
description
string
reason
string
debitHoldPeriod
string<enum><enum>
An optional override of your default ACH hold period in banking days. The hold period must be longer than or equal to your default setting.
Possible values:
no-hold,
1-day,
2-days
initiatedOn
string<date-time>
<=24 characters
originatedOn
string<date-time>
<=24 characters
originatingCompanyName
string
[4 to 16] characters
An optional override of the default NACHA company name for a transfer.
return
object
Show child attributes
code
string
description
string
reason
string
returnedOn
string<date-time>
<=24 characters
secCode
string<enum>
Code used to identify the ACH authorization method.
Possible values:
WEB,
PPD,
CCD,
TEL
status
string<enum>
required
Status of the ACH lifecycle.
Possible values:
initiated,
originated,
corrected,
returned,
completed
traceNumber
string
<=15 characters
required
debitHoldPeriod
string<enum><enum>
An optional override of your default ACH hold period in banking days. The hold period must be longer than or equal to your default setting.
Possible values:
no-hold,
1-day,
2-days
applePay
object
Describes an Apple Pay token on a Moov account.
Show child attributes
brand
string<enum>
The card brand.
Possible values:
American Express,
Discover,
Mastercard,
Visa
cardDisplayName
string
User-friendly name of the tokenized card returned by Apple.
It usually contains the brand and the last four digits of the underlying card for example, “Visa 1256”.
There is no standard format.
cardType
string<enum>
The type of the card.
Possible values:
debit,
credit,
prepaid,
unknown
dynamicLastFour
string
The last four digits of the Apple Pay token, which may differ from the tokenized card’s last four digits
expiration
object
The expiration date of the card or token.
Show child attributes
month
string
2 characters
year
string
2 characters
fingerprint
string
<=100 characters
Uniquely identifies a linked payment card or token.
For Apple Pay, the fingerprint is based on the tokenized card number and may vary based on the user’s device.
This field can be used to identify specific payment methods across multiple accounts on your platform.
bankAccount
object
Describes a bank account on a Moov account.
Show child attributes
bankAccountID
string<uuid>
<=36 characters
UUID v4
bankAccountType
string<enum>
The bank account type.
Possible values:
checking,
savings,
general-ledger,
loan
bankName
string
exceptionDetails
object
Reason for, and details related to, an
errored or verificationFailed bank account status.
Show child attributes
achReturnCode
string<enum>
The return code of an ACH transaction that caused the bank account status to change.
Codes:
- R02 - Account Closed
- R03 - No Account/Unable to Locate Account
- R04 - Invalid Account Number
- R05 - Improper Debit to Consumer Account
- R07 - Authorization Revoked by Customer
- R08 - Payment Stopped
- R10 - Customer Advises Originator is Not Known or Authorized to Receiver and
- R11 - Customer Advises Entry Not in Accordance with the Terms of the Authorization
- R12 - Branch Sold to Another DFI
- R13 - RDFI not qualified to participate
- R14 - Representative payee deceased or unable to continue in that capacity
- R15 - Beneficiary or bank account holder
- R16 - Bank account frozen
- R17 - Entry with Invalid Account Number Initiated Under Questionable Circumstances
- R20 - Non-payment bank account
- R23 - Credit entry refused by receiver
- R29 - Corporate customer advises not authorized
- R34 - Limited participation RDFI
- R38 - Stop Payment on Source Document (Adjustment Entry)
- R39 - Improper Source Document
Possible values:
R02,
R03,
R04,
R05,
R07,
R08,
R10,
R11,
R12,
R13,
R14,
R15,
R16,
R17,
R20,
R23,
R29,
R34,
R38,
R39
description
string
Details related to an
errored or verificationFailed bank account status.
rtpRejectionCode
string<enum>
The rejection code of an RTP transaction that caused the bank account status to change.
Codes:
- AC03 - Account Invalid
- AC04 - Account Closed
- AC06 - Account Blocked
- AC14 - Creditor Account Type Invalid
- AG01 - Transactions Forbidden On Account
- AG03 - Transaction Type Not Supported
- MD07 - Customer Deceased
Possible values:
AC03,
AC04,
AC06,
AC14,
AG01,
AG03,
MD07
fingerprint
string
<=100 characters
Once the bank account is linked, we don’t reveal the full bank account number. The fingerprint acts as a way to identify whether two linked bank accounts are the same.
holderName
string
holderType
string<enum>
The type of holder on a funding source.
Possible values:
individual,
business
lastFourAccountNumber
string
paymentMethods
array
Includes any payment methods generated for a newly created bank account, removing the need to call the List Payment Methods endpoint following a successful Create BankAccount request.
NOTE: This field is only populated for Create BankAccount requests made with the X-Wait-For header.
Show child attributes
paymentMethodID
string<uuid>
<=36 characters
UUID v4
paymentMethodType
string<enum>
The payment method type that represents a payment rail and directionality
Possible values:
moov-wallet,
ach-debit-fund,
ach-debit-collect,
ach-credit-standard,
ach-credit-same-day,
rtp-credit,
card-payment,
apple-pay,
push-to-card,
pull-from-card
routingNumber
string
status
string<enum>
The bank account status.
Possible values:
new,
verified,
verificationFailed,
pending,
errored
statusReason
string<enum>
The reason the bank account status changed to the current value.
Possible values:
bank-account-created,
verification-initiated,
micro-deposit-attempts-exceeded,
micro-deposit-expired,
max-verification-failures,
verification-attempts-exceeded,
verification-expired,
verification-successful,
ach-debit-return,
ach-credit-return,
rtp-credit-failure,
micro-deposit-return,
admin-action,
other
updatedOn
string<date-time>
<=24 characters
card
object
Describes a card on a Moov account.
Show child attributes
billingAddress
object
Show child attributes
addressLine1
string
<=60 characters
required
city
string
<=24 characters
required
country
string
<=2 characters
required
postalCode
string
<=5 characters
required
stateOrProvince
string
<=2 characters
required
addressLine2
string
<=32 characters
bin
string
The first six to eight digits of the card number, which identifies the financial institution that issued the card.
brand
string
The card brand.
Possible values:
American Express,
Discover,
Mastercard,
Visa
cardAccountUpdater
object
The results of the most recent card update request.
Show child attributes
updateType
string<enum>
The results of the card update request.
Possible values:
unspecified,
account-closed,
contact-cardholder,
expiration-update,
no-change,
no-match,
number-update
updatedOn
string<date-time>
<=24 characters
cardCategory
string
The category or level of the card defined by the issuer. Examples include, but not limited to “REWARDS”, “TRADITIONAL REWARDS”, “CLASSIC”, and “CORPORATE PURCHASING”.
cardID
string<uuid>
<=36 characters
UUID v4
cardOnFile
boolean
Indicates cardholder has authorized card to be stored for future payments.
cardType
string<enum>
The type of the card.
Possible values:
debit,
credit,
prepaid,
unknown
cardVerification
object
The results of submitting cardholder data to a card network for verification.
Show child attributes
accountName
object
The results of submitting cardholder name to a card network for verification.
Show child attributes
firstName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
fullName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
lastName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
middleName
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
addressLine1
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
cvv
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
postalCode
string
Possible values:
noMatch,
match,
notChecked,
unavailable,
partialMatch
commercial
boolean
If true, the card is for commercial use, or associated with a business. If false, the card is associated with a general consumer.
domesticPullFromCard
string
Indicates if the card supports domestic pull-from-card transfer.
Possible values:
not-supported,
supported,
unknown
domesticPushToCard
string
Indicates which level of domestic push-to-card transfer is supported by the card, if any.
Possible values:
not-supported,
standard,
fast-funds,
unknown
expiration
object
The expiration date of the card or token.
Show child attributes
month
string
2 characters
year
string
2 characters
fingerprint
string
<=100 characters
Uniquely identifies a linked payment card or token.
For Apple Pay, the fingerprint is based on the tokenized card number and may vary based on the user’s device.
This field can be used to identify specific payment methods across multiple accounts on your platform.
holderName
string
The name of the cardholder as it appears on the card.
issuer
string
Financial institution that issued the card.
issuerCountry
string
Country where the card was issued.
issuerPhone
string
Phone number of the issuer.
issuerURL
string
URL of the issuer.
lastFourCardNumber
string
Last four digits of the card number
merchantAccountID
string<uuid>
ID of the Moov account acting as a merchant or other entity authorized to store the card.
Defaults to your platform account ID if cardOnFile is set to true and no other account is provided.
paymentMethods
array
Includes any payment methods generated for a newly linked card, removing the need to call the List Payment Methods endpoint following a successful Link Card request.
NOTE: This field is only populated for Link Card requests made with the X-Wait-For header.
Show child attributes
paymentMethodID
string<uuid>
<=36 characters
UUID v4
paymentMethodType
string<enum>
The payment method type that represents a payment rail and directionality
Possible values:
moov-wallet,
ach-debit-fund,
ach-debit-collect,
ach-credit-standard,
ach-credit-same-day,
rtp-credit,
card-payment,
apple-pay,
push-to-card,
pull-from-card
regulated
boolean
If true, the card issuing bank is regulated, and the scheme fees for debit transactions will be limited based on the Durbin Amendment. If false, the card issuing bank is not regulated, and the scheme fees will not be limited.
cardDetails
object
Card-specific details about the transaction.
Show child attributes
status
string<enum>
required
Status for card payment lifecycle.
Possible values:
initiated,
confirmed,
canceled,
settled,
failed,
completed
canceledOn
string<date-time>
<=24 characters
completedOn
string<date-time>
<=24 characters
confirmedOn
string<date-time>
<=24 characters
dynamicDescriptor
string
[4 to 22] characters
An optional override of the default card statement descriptor for a transfer. Accounts must be enabled by Moov to set this field.
failedOn
string<date-time>
<=24 characters
failureCode
string<enum>
Possible values:
call-issuer,
do-not-honor,
processing-error,
invalid-transaction,
invalid-amount,
no-such-issuer,
reenter-transaction,
cvv-mismatch,
lost-or-stolen,
insufficient-funds,
invalid-card-number,
invalid-merchant,
expired-card,
incorrect-pin,
transaction-not-allowed,
suspected-fraud,
amount-limit-exceeded,
velocity-limit-exceeded,
revocation-of-authorization,
card-not-activated,
issuer-not-available,
could-not-route,
cardholder-account-closed,
unknown-issue,
duplicate-transaction
feeProgram
string
The program assigned by the card network that determines the interchange rate for the transfer.
initiatedOn
string<date-time>
<=24 characters
interchangeQualification
string
deprecated
DEPRECATED - The program assigned by the card network that determines the interchange rate for the transfer.
settledOn
string<date-time>
<=24 characters
transactionSource
string<enum>
Specifies the nature and initiator of a transaction. Crucial for recurring and merchant-initiated transactions as per card scheme rules. Omit for customer-initiated e-commerce transactions.
first-recurring: Initial transaction in a recurring series or saving a card for future merchant-initiated chargesrecurring: Regular, merchant-initiated scheduled transactionsunscheduled: Non-regular, merchant-initiated transactions like account top-ups
Possible values:
first-recurring,
recurring,
unscheduled
transferID
string<uuid>
<=36 characters
UUID v4
wallet
object
A Moov wallet to store funds for transfers.
Show child attributes
walletID
string<uuid>
<=36 characters
UUID v4
status
string<enum>
Current status of a transfer.
Possible values:
created,
pending,
completed,
failed,
reversed,
queued,
canceled
sweepID
string<uuid>
<=36 characters
UUID v4
transferID
string<uuid>
<=36 characters
UUID v4