Capabilities determine what a Moov account can do. Each capability has specific verification requirements, depending on risk and compliance standards associated with different account activities. For example, there are more information requirements for a business that wants to charge other accounts than for an individual who simply wants to receive funds.
When you request a capability, we list the information requirements for that capability. Once you submit the required information, we need to verify the data. Because of this, a requested capability may not immediately become active. Note, if an account requests and is approved for
wallet capability is automatically enabled as well. For more detailed information on capabilities and capability IDs, read our capabilities guide.