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Retrieve a bank account

Retrieve bank account details (i.e. routing number or account type) associated with a specific Moov account. Read our bank accounts guide to learn more.

To use this endpoint from the browser, you’ll need to specify the /accounts/{accountID}/bank-accounts.read scope when generating a token.
GET
/accounts/{accountID}/bank-accounts/{bankAccountID}
cURL Go JavaScript 
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curl -X GET "https://api.moov.io/accounts/{accountID}/bank-accounts/{bankAccountID}" \
  -H "Authorization: Bearer {token}" \

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mc, _ := moov.NewClient()

var accountID string
var BankAccountID string

mc.GetBankAccount(ctx, accountID, BankAccountID)

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const moov = new Moov(credentialsObject);

const transfer = await moov.bankaccounts.get(accountID, bankAccountID);
200 404 429
Successfully retrieved bank account.
Describes a bank account on a Moov account.
{
  "bankAccountID": "ec7e1848-dc80-4ab0-8827-dd7fc0737b43",
  "bankAccountType": "checking",
  "bankName": "Chase Bank",
  "exceptionDetails": {
    "achReturnCode": "R02",
    "description": "string",
    "rtpRejectionCode": "AC03"
  },
  "fingerprint": "9948962d92a1ce40c9f918cd9ece3a22bde62fb325a2f1fe2e833969de672ba3",
  "holderName": "Jules Jackson",
  "holderType": "individual",
  "lastFourAccountNumber": "7000",
  "paymentMethods": [
    {
      "paymentMethodID": "9506dbf6-4208-44c3-ad8a-e4431660e1f2",
      "paymentMethodType": "ach-debit-fund"
    },
    {
      "paymentMethodID": "3f9969cf-a1f3-4d83-8ddc-229a506651cf",
      "paymentMethodType": "ach-debit-collect"
    }
  ],
  "routingNumber": "string",
  "status": "new",
  "statusReason": "bank-account-created",
  "updatedOn": "2019-08-24T14:15:22Z"
}
No account with the specified accountID was found.
Request was refused due to rate limiting.

Response headers

Retry-After

number

Path parameters

accountID

string <uuid> required
ID of the account.

bankAccountID

string <uuid> required
ID of the bank account

Response

application/json
Describes a bank account on a Moov account.

bankAccountID

string<uuid> <=36 characters
UUID

bankAccountType

string<enum>
The bank account type.
Possible values: checking, savings, general-ledger, loan

bankName

string

exceptionDetails

object
Reason for, and details related to, an errored or verificationFailed bank account status.
right_key Show child attributes

achReturnCode

string<enum>

The return code of an ACH transaction that caused the bank account status to change.

Codes:

  • R02 - Account Closed
  • R03 - No Account/Unable to Locate Account
  • R04 - Invalid Account Number
  • R05 - Improper Debit to Consumer Account
  • R07 - Authorization Revoked by Customer
  • R08 - Payment Stopped
  • R10 - Customer Advises Originator is Not Known or Authorized to Receiver and
  • R11 - Customer Advises Entry Not in Accordance with the Terms of the Authorization
  • R12 - Branch Sold to Another DFI
  • R13 - RDFI not qualified to participate
  • R14 - Representative payee deceased or unable to continue in that capacity
  • R15 - Beneficiary or bank account holder
  • R16 - Bank account frozen
  • R17 - Entry with Invalid Account Number Initiated Under Questionable Circumstances
  • R20 - Non-payment bank account
  • R23 - Credit entry refused by receiver
  • R29 - Corporate customer advises not authorized
  • R34 - Limited participation RDFI
  • R38 - Stop Payment on Source Document (Adjustment Entry)
  • R39 - Improper Source Document
Possible values: R02, R03, R04, R05, R07, R08, R10, R11, R12, R13, R14, R15, R16, R17, R20, R23, R29, R34, R38, R39

description

string
Details related to an errored or verificationFailed bank account status.

rtpRejectionCode

string<enum>

The rejection code of an RTP transaction that caused the bank account status to change.

Codes:

  • AC03 - Account Invalid
  • AC04 - Account Closed
  • AC06 - Account Blocked
  • AC14 - Creditor Account Type Invalid
  • AG01 - Transactions Forbidden On Account
  • AG03 - Transaction Type Not Supported
  • MD07 - Customer Deceased
Possible values: AC03, AC04, AC06, AC14, AG01, AG03, MD07

fingerprint

string <=100 characters
Once the bank account is linked, we don’t reveal the full bank account number. The fingerprint acts as a way to identify whether two linked bank accounts are the same.

holderName

string

holderType

string<enum>
The type of holder on a funding source.
Possible values: individual, business

lastFourAccountNumber

string

paymentMethods

array

Includes any payment methods generated for a newly created bank account, removing the need to call the List Payment Methods endpoint following a successful Create BankAccount request.

NOTE: This field is only populated for Create BankAccount requests made with the X-Wait-For header.

right_key Show child attributes

paymentMethodID

string<uuid> <=36 characters
UUID

paymentMethodType

string<enum>
The payment method type that represents a payment rail and directionality
Possible values: moov-wallet, ach-debit-fund, ach-debit-collect, ach-credit-standard, ach-credit-same-day, rtp-credit, card-payment, apple-pay, push-to-card, pull-from-card

routingNumber

string

status

string<enum>
The bank account status.
Possible values: new, verified, verificationFailed, pending, errored

statusReason

string<enum>
The reason the bank account status changed to the current value.
Possible values: bank-account-created, verification-initiated, micro-deposit-attempts-exceeded, micro-deposit-expired, max-verification-failures, verification-attempts-exceeded, verification-expired, verification-successful, ach-debit-return, ach-credit-return, rtp-credit-failure, micro-deposit-return, admin-action, other

updatedOn

string<date-time> <=24 characters