Bank accounts

Link bank accounts to Moov accounts and verify bank accounts through micro-deposits, Plaid Link, or MX verification.

Trigger micro-deposit verification for any bank account immediately after you’ve captured that bank account’s details. Alternatively, you can use instant account verification (IAV) with Plaid Link or MX if you have an existing relationship with Plaid or MX.

You’re still able to send funds to a bank account that hasn’t been verified, but in order to collect funds from that account, its ownership must be verified.

Payment methods

Moov will automatically create payment methods for every rail a bank account is eligible to be used with.

Payment method Description Required capability Verification required
ach-debit-fund Can be the source of a transfer send-funds
ach-debit-collect Can be the source of a transfer collect-funds
RTP® is not yet generally available. Contact Moov for more information.

Use the guides below to learn more about bank account verification options.

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