ACH details
Getting ACH details
You can obtain details about a transfer involving the ACH payment rail through the transfers GET endpoint. If the source or destination uses an ACH payment method, the transfers details response will contain an achDetails sub-object that contains useful information such as:
traceNumber: tracking number (assigned by Moov) that can used by payment recipient to trace the payment with their external financial institutionreturn: ACH return information per Nacha specificationcodereasondescription
correction: ACH notification of change information per Nacha specificationcodereasondescription
ACH statuses
The achDetails also contains rail-specific status information:
| Status | Description |
|---|---|
initiated |
The ACH transfer from the source into Moov’s system has been created |
originated |
Payment instructions about the source transfer have been sent to Moov’s originating depository financial institution (ODFI) partner |
corrected |
The source transfer completed but a notification of change was received |
completed |
Funds are available in Moov and ready to flow out to the destination |
returned |
The payment was returned by Moov to the source financial institution |