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Verification

Verify bank accounts with instant micro-deposits, traditional micro-deposits, Plaid, or MX.

Bank account ownership must be verified to reduce fraud and the risk of unauthorized activity.

Instant micro-deposits verification is the preferred method for RTP-enabled accounts. For eligible bank accounts, a single credit is instantly sent over RTP and verified through sending back a verification code. For banks that do not support RTP, credits are sent over same-day ACH, ensuring compatibility with a wide range of financial institutions.

Traditional micro-deposits and instant verification through Plaid or MX are also available verification options.

Articles in this section

Instant micro-deposit verification

Link and verify user bank accounts to their Moov accounts with instant micro-deposit verification via RTP or same-day ACH.

Traditional micro-deposits

Link user bank accounts to their Moov accounts with traditional micro-deposits.

Plaid Link

Moov’s partnership with Plaid allows mutual customers to verify bank accounts through IAV.

MX

Moov’s partnership with MX allows mutual customers to verify bank accounts through IAV.