Update accounts

Learn how and when to update certain information in Moov accounts.

After you’ve created a Moov account, you can update certain information on the account profile. Some information, like account type, can’t be updated once an account has been fully created and approved.

Update account profiles and transaction data

The verification and underwriting statuses of an account determine what can and can’t be updated. An account’s capability status determines whether most of the account profile can be updated. An account’s underwriting status determines whether the transaction data can be updated.

The table below shows the editing capabilities of capability statuses:

Status Edit existing data Edit incomplete data Provide missing data
disabled
pending
in-review
enabled

The table below shows the editing capabilities of underwriting statuses:

Status Edit transaction data
notRequested
pending
pendingReview
rejected
approved

If you need to update information in a locked state, please contact support and select submit a support ticket for technical issues so we can update and verify the new information.

Update accounts via API

To update an account via the Moov API, use the accounts PATCH endpoint. You can also update an account with Node SDK and Moov.js.

Some business accounts require the additional step of setting ownersProvided to true before Moov can verify an account. The examples below update a business account with this information.

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curl -X PATCH "https://api.moov.io/accounts/{accountID}" \
  -H "Authorization: Bearer {token}" \
  --data-raw '{
    "profile": {
      "business": {
        "ownersProvided": true
      }
    },
    "foreignId": "your-correlation-id"
  }'\
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const moov = new Moov(credentialsObject);

const accountID = "accountID"
const updatedAccount = {
  profile: {
    business: {
      ownersProvided: true,
    }
  } 
};

const account = await moov.accounts.patch(accountID, updatedAccount);
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const moov = Moov(token);

const accountID = "accountID"
const updatedAccount = {
  profile: {
    business: {
      ownersProvided: true,
    }
  } 
};

moov.accounts.update(accountID, updatedAccount);
If you’re using the Node SDK, note that you have the ability to both patch and update an account. Updating an account requires you to pass a complete account object.

Update accounts via Dashboard

You can update and disconnect accounts through the Dashboard.

Disconnecting an account removes the ability to interact with it. Once an account has been disconnected, it cannot be reconnected.

If a certain field is locked and you can’t update it, this is due to the verification or underwriting status of the account.

Disconnect accounts via API

You can disconnect an account by providing the accountID and the bankAccountID in the path when making a request to the bank accounts DEL endpoint. Once an account has been disconnected, it cannot be reconnected.

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curl -X DELETE "/accounts/{accountID}/bank-accounts/{bankAccountID}"
  -H "Authorization: Bearer {token}" \
Summary Beta