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A quick overview of all test mode data for transfers scenarios.
The test data on this page can be used in test mode to simulate various transfer scenarios. For more thorough instructions, visit our main test mode guide or our Dashboard test mode guide.
| Card brand |
Test card number |
CVV |
| Visa |
4111111111111111 |
Any 3 numbers |
| Mastercard |
5555555555554444 |
Any 3 numbers |
| Discover |
6011111111111117 |
Any 3 numbers |
| American Express |
371111111111114 |
Any 4 numbers |
| Card brand |
Completed transfer |
Failed transfer |
| Visa |
4111100010002000 |
4111100050007000 |
| Mastercard |
5200828282828210 |
5200821111111114 |
| Card brand |
Test card number |
CVV |
| Visa |
4000020000000000 |
Any 3 numbers |
| Mastercard |
5555000022220022 |
Any 3 numbers |
| Discover |
6011000022220002 |
Any 3 numbers |
| American Express |
3711000022220002 |
Any 4 numbers |
| Transfer amount |
Failure type |
| $72.03 |
AC03 / invalid-account |
| $72.04 |
AC04 / account-closed |
| $72.06 |
AC06 / account-blocked |
| Transfer amount |
Return type |
Return transfer stage |
| $55.01 |
R01 / Insufficient funds |
Debit has originated, but not completed |
| $55.02 |
R02 / Account closed |
Debit has originated, but not completed |
| $55.03 |
R03 / No account/Unable to locate account |
Credit has completed |
| $55.08 |
R08 / Payment stopped |
Debit has completed |
| Card brand |
Test card number |
Phase |
Reason code |
| Visa |
4000200020002000 |
Chargeback |
10.4 |
| Visa - Pull from card |
4111100010003008 |
Chargeback |
10.4 |
| Mastercard |
5555444400004444 |
Chargeback |
4860 |
| Mastercard - Pull from card |
5555555555553339 |
Chargeback |
4860 |
| Discover |
6011222222220000 |
Chargeback |
C05 |
| American Express |
371010002000123 |
Chargeback |
F29 |
| American Express |
372020002000188 |
Inquiry |
21 |
| Text evidence |
Phase |
Outcome |
winning-evidence |
chargeback |
Dispute will enter an under-review status for 10 minutes before updating to status: won. The chargeback is reversed and funds are credited to the merchant. |
winning-evidence |
inquiry |
Dispute will enter an under-review status for 10 minutes before updating tostatus: closed. |
losing-evidence |
chargeback |
Dispute will enter an under-review status for 10 minutes before updating to status: lost. |
losing-evidence |
inquiry |
Dispute will enter an under-review status for 10 minutes before updating to status: response-needed. |
Requires a valid routing number. Example: 322271627
The account number can be any number. Example: 12345654321